When I was a student, I did not have much money, so I don't need much financial services . But when I become adult with pay check , my demand increases, needs of financial service increases
It will be hard to answer who is the best as every bank is best at something, some provides best saving account, some provide the best current account, some have the best FD rates, some are best at this some are best at that and so on.
I WILL GIVE YOU THE SOLUTION
In my life I had used many bank Accounts and experienced their services, evaluated used many loans,met many financial advisors,so end of this session on you ill reveal the answer.
LETS's LOOK AT THE FEATURES OF A GOOD BANK
There are many factors customers consider when deciding whether a bank is good or not. Here are some practical considerations of the modern consumer:
1. Security of your hard-earned money
2. Great customer service
3. Secure and smooth online banking and ATM service
4. Availability of credit and loans
5. Low minimum balance etc
let's jump into topic
1.HDFC Bank
The bank has nearly 4,800 branches and more than 12,000 ATM spread across major parts of the country.its headquartered situated in Mumbai
Other than savings account, HDFC offers personal loans, credit card, car loans, consumer financial services HDFC has grown to become the best choice for opening salary accounts.
2. Axis bank
The bank has more than 13,000 ATMs and over 3,000 branches in India,It offers consumer banking, corporate banking, credit cards, finance and insurance, investment banking, private equity, mortgage loans, wealth management and more. The main products and services include savings accounts, credit cards, fixed deposits and personal loans
3. Bank Of Baroda
Bank of Baroda is the second largest Indian bank owned by the state founded on 20th July 1908 and is head-quartered in Vadodara, Gujarat, India. It offers banking products to meet the banking needs of individuals. It has a global network of a total 5326 bank-branches and over 8000 ATMs. It has been classified as a profit-making public sector institution.
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Baroda Centenary Savings Account, Savings Bank Account,Baroda Basic Savings Account, Super Savings Account, etc
4.ICIC BANK
ICICI is another very popular private bank in India. Its wide range of banking products and financial services are designed to suit the needs of both retail and corporate customers in the country.The bank operates through more than 8,700 branches and over 14,000 ATMs spread across major parts of the country, ICICI’s online investment and personal banking services add to its popularity
5.BANK OF INDIA
Bank of India was founded on 7 September 1906 by a group of eminent businessmen from India. The Bank was under private ownership and control till July 1969 when it was nationalized along with 13 other banks BOI is a commercial bank founded in 1906. This government-owned bank is also headquartered in Mumbai. The bank offers the convenience of mobile banking and online payments. As of the beginning of 2017, BOI has more than 5,000 branches throughout the country. The bank was setup with the aim of serving all Indian communities.